Insurance --- Just the Facts!: Hurricane Season is here. Do you have ...

The busiest period of the Atlantic hurricane season is getting underway, so if you have not yet considered buying flood insurance, now is the time.? Flood insurance covers your property against hurricane-caused storm surges as well as flooding generated by the torrential rains, according to the Insurance Information Institute.? There is a 30-day waiting period before the coverage takes effect, so it is important not to wait until the last minute to buy a flood policy.

Standard homeowners and renters insurance policies do not cover flood damage.? However, flood coverage is available in the form of a separate policy from the National Flood Insurance Program and a few private insurers.You need flood coverage if you live in a designated flood zone, but you should also keep in mind that flooding can also occur in inland areas and at a distance from major rivers.? You may want to consider buying a flood insurance policy if your house could be flooded by an overflowing creek or pond or water running down a hill.? Contact us at 508-347-9343 if you are interested in flood insurance.

Source: http://themccurdygroup.blogspot.com/2012/08/hurricane-season-is-here-do-you-have.html

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